12% Club Risk vs. Reward: Analyzing the Safety and Profitability

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12% club

12% Club Risk vs. Reward: Analyzing the Safety and Profitability of the

Are you tired of investing your hard-earned money in low-return options that hardly keep up with inflation? Are you looking for a reliable and trustworthy platform that offers potentially high returns? Look no further than this app started by the founders of Bharat Pay: 12% Club.

Bharat Pay was initially started by Ashneer Grover. Ashneer grover is also one of the founders of Bharat Pay and later due to some internal issues he resigned from the job. Later, after huge success of Bharat Pay, the other founders of Bharat Pay, started its another app 12% club.

In this article, we will take a closer look at the 12% Club and how it offers revolutionary investment opportunities. We will explain what the 12% Club is, why you should consider investing with it, and how you can invest or borrow funds through its platform.

What is 12% Club?

The 12% Club is a platform that offers high-yield(high-return) investment opportunity for investors and quick loans for borrowers. The platform partners with regulated entities, such as non-banking financial companies (NBFCs) and peer-to-peer (P2P) NBFC platforms, to provide investment and loan opportunities.

Description of the 12% Club’s Investment Opportunity

The 12% Club offers investment opportunities with potentially high returns of up to 12% per annum. Investors can invest their money in loans offered through P2P NBFC platforms or NBFCs, which are pre-screened and analyzed for credit risk before being offered to investors.

How the 12% Club Partners with Regulated Entities to Provide Investment Opportunities

The 12% Club partners with P2P NBFC platforms and NBFCs to provide investment opportunities to investors. P2P NBFC platforms connect borrowers with investors, while NBFCs offer loans directly to borrowers. The 12% Club partners with P2P NBFC platforms like LenDenClub and Liquiloans, which provide loans to borrowers with good credit ratings. The platform also partners with Hindon Mercantile Limited, an NBFC that offers loans to small and medium-sized enterprises (SMEs).

Explanation of the Technology-based Application Used by the 12% Club to Ensure Safety and Reliability of Investments

At the heart of the 12% Club throbs a symphony of advanced technology, a sentinel that unfurls the wings of safety and reliability around investments. This orchestration of prowess finds resonance through a platform bedecked in the attire of artificial intelligence and machine learning algorithms. Their dance of analysis swirls through loan data, each rhythm a note that orchestrates the symphony of determining the creditworthiness of borrowers.

In this digital tapestry, the threads of blockchain technology are meticulously woven, casting a veil of transparency and security over the ledger of transactions. This distributed ledger stands as a testimony to every financial interlude, a symphony that echoes with the reassurance of accuracy and trustworthiness.

Who are the NBFC Partners and/or P2P NBFC Partner on the 12% Club?

The 12% Club partners with several NBFCs and P2P NBFC platforms to provide investment and loan opportunities to its users.

Explanation of P2P NBFC Platforms

P2P NBFC platforms are online marketplaces that connect borrowers and lenders directly. The platforms provide loans to borrowers who are looking for quick and hassle-free access to funds. The loans are typically unsecured and have a short tenure of 6 to 36 months.

Overview of LenDenClub and Liquiloans, the Two P2P NBFC Platforms the 12% Club Partners With

LenDenClub and Liquiloans are two P2P NBFC platforms that the 12% Club partners with. LenDenClub is a P2P lending platform that connects borrowers with investors. The platform uses advanced algorithms to evaluate the creditworthiness of borrowers and offers loans at competitive interest rates. Liquiloans is another P2P lending platform that offers quick and easy loans to borrowers.

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Overview of Hindon Mercantile Limited, the NBFC Partner Used by the 12% Club to Provide Loans

Within the financial landscape, emerges Hindon Mercantile Limited, a Non-Banking Financial Company (NBFC) that extends its hand to bestow loans upon the realm of Small and Medium Enterprises (SMEs). The tapestry of their offerings is woven with unsecured loans, tailored to empower the ambitions of small and medium-sized enterprises seeking capital infusion for their expansion endeavors.

Hindon Mercantile Limited, an emblem of the NBFC realm, has been embraced by the fold of the 12% Club, an assemblage of visionaries who intertwine their resources to invest in diverse pursuits. The mantle of Hindon Mercantile Limited encompasses a spectrum of financial instruments, unfurling a plethora that encompasses loans, leasing, and the avenue of hire purchase. With the passage of time gracing their sails, this establishment has crafted a legacy, a testament to their reliability in delivering financial solutions punctuated with timeliness.

As the trusted conduit for the 12% Club, Hindon Mercantile Limited bears the mantle of evaluating loan aspirations harbored by the club’s members. They orchestrate the graceful disbursement of funds, tending to the stewardship of the repayment journey. The helm of Hindon Mercantile Limited is guided by a symphony of seasoned professionals, their mastery extending across the diverse tapestry of lending and finance, thus ensuring a seamless journey for the members of the 12% Club, free from the encumbrances of hassle.

In essence, this partnership between the 12% Club and Hindon Mercantile Limited is poised to breathe life into the financial aspirations of the club’s members. These newfound resources stand as conduits to fuel diverse investment undertakings, propelling them towards the pinnacles of their financial aspirations.

How to invest with the 12% Club?

To embark on a journey of investment alongside the 12% Club, follow these choreographed steps:

  1. Begin by forging a connection with the 12% Club. Traverse the digital thoroughfare to their website, where you will be invited to unfurl the canvas of your financial aspirations through the caress of a registration form. The details sought comprise your appellation in its entirety, the coordinates of your dwelling, and the virtual address that echoes your online presence.
  2. Engage with the ritual of “Know Your Customer” (KYC), an imperative rite for all who seek to become torchbearers of investment. This ritual entails the tendering of tokens that affirm your identity and your abode. Government-issued tokens of identity alongside the whispers of utility bills shall converge to illuminate your path within this realm.
  3. Breathe life into your account by bestowing upon it the currency of funds. This is achieved through the conduit of a transaction from your bank sanctuary to the embrace of your 12% Club haven. The quest for initiation requires a minimum bounty of INR 5,000.
  4. With your contribution in place, the 12% Club shall don the mantle of deployment, channeling your resources towards borrowers through their alliance with the P2P NBFC luminary, Hindon Mercantile Limited.
  5. Your narrative within this symphony shall find its melodies entwined with the returns birthed by borrowers. The fruit of their repayments shall cascade into your 12% Club abode, bearing the fruits of interest. The tapestry of these returns is woven with intricacies that mirror the dance of investment plans you choose, each whisper of interest unfurling a unique tale.

To borrow from the 12% Club, follow these steps:

  1. Apply for a loan through the 12% Club’s lending partner, Hindon Mercantile Limited. You will need to provide personal and financial information, such as your income and credit history.
  2. Interest rates for loans vary depending on your creditworthiness and other factors.
  3. Repayments can be made through easy repayment and prepayment options with no additional charges.

The benefits of investing and borrowing with the 12% Club include daily interest credit, instant withdrawal with no fees, no joining fees or hidden charges, and easy repayment and prepayment options with no charges.

The 12% Club uses advanced technology to ensure security and reliability, and provides a transparent investment platform for investors.

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In conclusion, the 12% Club offers a smart and secure investment option with potential returns of up to 12%. Don’t let your money sit idle in low-yield accounts – invest smarter with the 12% Club today!


Who can join the 12% Club?

Anybody can join 12% club. The registration is free.

What is 12 Club and how it works?

The 12% Club is a platform specifically designed to cater to both investors and borrowers. For investors, it offers enticing high-yield investment opportunities that promise attractive returns. By partnering with reputable financial institutions and leveraging advanced investment strategies, the 12% Club aims to maximize the potential gains for its investors. The 12% Club collaborates with P2P NBFC platforms and NBFCs to offer investment possibilities to investors. P2P NBFC platforms facilitate the connection between borrowers and investors, while NBFCs directly provide loans to borrowers.

What is the minimum investment in 12% Club?

In 12% Club, the minimum amount for investment starts at ₹1,000. This means that consumers who use the app can begin their investment journey with as little as ₹1,000. The platform offers flexibility to its users, allowing them to request a withdrawal of their investment at any time, whether it’s a partial or complete withdrawal. The best part is that there are no charges associated with these withdrawals.

What is the Maximum investment in 12% Club?

The 12% Club has set an upper limit for individual investments, which is currently at ₹10 lakh. This ensures that investors have a maximum cap on their investment amount, providing a balanced approach to investment opportunities on the platform.

Is investment in 12% Club safe?

Investing in the 12% Club comes with a certain level of risk. The investments made through our P2P NBFC Partner involve lending to borrowers, and there is a possibility of default by the borrower, which poses a risk to the investment.

Who is the owner of 12% Club?

The owner of 12% club is the firm BharatPe.

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